Welcome, St. Peters, MO business owners! Running a business requires dedication, foresight, and protection from unexpected risks. At Jeff Hug - Insurance Broker, we offer a comprehensive Business Owners Policy (BOP), providing you with a convenient way to safeguard your small to medium-sized business against key risks. Combining essential coverages into one package, a BOP ensures your business is protected from property damage, liability claims, and more.
A Business Owners Policy is ideal for small to medium-sized businesses looking for a simple way to cover the most common risks they face. With a BOP, you get the benefits of both general liability insurance and commercial property insurance, as well as added protection such as business interruption coverage. Whether you own a retail shop, an office, or a restaurant, a BOP can be tailored to meet the specific needs of your business.
Here’s why Jeff Hug - Insurance Broker recommends a BOP for your St. Peters, MO business:
Contact us today at 636-978-1595 to learn how a BOP can benefit your business.
A Business Owners Policy includes several core protections that cover a wide range of risks. Let’s explore the key coverages available in a BOP:
Covers physical assets such as buildings, inventory, equipment, and furniture from perils like fire, theft, vandalism, and more. Whether you own or lease your space, commercial property insurance helps repair or replace damaged assets to keep your business running smoothly.
Protects your business from claims related to third-party bodily injury, property damage, and other liabilities. If a customer slips and falls on your premises or if your business is found liable for damaging a client’s property, general liability coverage helps cover legal fees, settlements, and medical costs.
Provides financial protection if your business is forced to close temporarily due to a covered event, such as a fire or natural disaster. Business interruption insurance helps cover lost income, ongoing expenses (like rent and payroll), and the costs of setting up a temporary location.
Depending on the type of business you run, you may need additional coverage options that are not included in a standard BOP. We offer customizable add-ons, so you can tailor your BOP to better suit your business needs. Popular add-ons include:
Discuss with our team at Jeff Hug - Insurance Broker which add-ons make the most sense for your business. Call 636-978-1595 today to get started.
At Jeff Hug - Insurance Broker, we pride ourselves on offering tailored insurance solutions that meet the specific needs of businesses in St. Peters, MO. Our experienced team will work closely with you to create a custom BOP that addresses the unique risks your business faces. We also provide ongoing support, helping you adjust your coverage as your business grows and changes.
Here’s why businesses in St. Peters, MO trust us:
Secure your business with a BOP from Jeff Hug - Insurance Broker. Contact us at 636-978-1595 for a consultation today.
